Harold

Harold

Coffee Is Good For You

Coffee is good for you if you don’t order anything from this display. I love Caribou Coffee. I work there several days a week. I like all coffee shops, but my go-to is the Caribou near my house. But, I…

Alternative Sugars

Alternative Sugars

A very good friend suggested I write a post on alternative sugars, specifically maple sugar, maple syrup, coconut sugar, and date sugar. I love all sweeteners, but she was asking about the health benefits, if any, of these sugars compared…

Keeping Busy

Keeping Busy

Is Keeping Busy Good? I retired less than a year ago. Before I retired, the most frequent question I was asked was, “What will you do?” Now, it is “Are you keeping busy?” Have you ever thought about what keeping…

Alcohol Is a Drug

Alcohol is a drug

Alcohol is a drug by any definition you want to use. How many times have you heard someone say, “Drugs or alcohol,” like “I don’t do drugs or alcohol?” That implies that alcohol is not a drug—that it is different…

Opportunity Cost of Time

Opportunity Cost of Time

Opportunity cost represents the potential benefits that a business, an investor, or an individual consumer misses out on when choosing one alternative over another. Opportunity cost usually refers to money. If you buy a television for $1000, you don’t have…

Back Up Your Computer (for Mac users)

Please back up your computer. I will give you the basics. It happens all the time. Someone tells me that disaster struck. They lost their photos and important files. Losing files or photos is entirely avoidable. I haven’t used a…

Is Coffee Good For You?

So many people don’t believe that coffee is good for them. As always, I am not giving medical advice. Consult your physician before you make a significant lifestyle change. Last weekend, my wife and I went for a run. Our…

Should You Quit Drinking Alcohol?

Should you quit drinking alcohol?

Many people in this country would be better off if they quit drinking alcohol. As I have said before, there is a risk and benefit of nearly everything we do. Alcohol is no exception. From a strict health standpoint, there…

How Best to Use Credit Cards

How Best to Use Credit Cards

The best way to use credit cards is to maximize rewards while avoiding all fees. Credit cards allow you to buy things before you have the money in your bank account. We all know that. If you don’t pay attention…