Health, Wellness, and Decision-Making
Health, Wellness, and Decision-Making
The Costco Credit Card may be the best credit card available. It is worth joining Costco for the card alone. Most people will benefit from a Costco membership. It is not true that you lose money by buying in bulk…
A Thought Experiment Should you work more to make more money or spend more time with family and loved ones? This post applies to people who have a job and have enough money to spend a little extra. If you…
I hope I can convince you that using someone else‘s account is stealing. Everyone knows that if you go to Target and walk out with a liter bottle of olive oil without paying, it is stealing, right? How does Target…
Opportunity cost represents the potential benefits that a business, an investor, or an individual consumer misses out on when choosing one alternative over another. Opportunity cost usually refers to money. If you buy a television for $1000, you don’t have…
The best way to use credit cards is to maximize rewards while avoiding all fees. Credit cards allow you to buy things before you have the money in your bank account. We all know that. If you don’t pay attention…
How To Know When to Retire I left my medical practice of 19 years last week. I’ve had three parties celebrating my retirement, but I don’t call it retirement. Retirement used to mean quitting a job of 35 years, then…
How to Use an Actuarial Table. The two most important columns. This post is not for actuaries or insurance people. This is for deciding your future and what to do over the next few years or decades. This will help…
Should you move when you retire? Obviously, it depends on many factors, but the answer is usually “No.” Like any decision, the best approach is to look at as many benefits and downsides as possible. What are the benefits of…
Why Is It So Hard to See the Doctor? A common complaint is the delay and difficulty getting an appointment with your physician, especially your primary care physician. You can wait a few minutes for coffee at the Starbucks, walk…
What Is Money? What is money sounds like a stupid question. It’s not. The best explanation I have read was in Basic Economics by Thomas Sowell. Paraphrasing, money is the intermediary for exchanging things between people. The economy, whether for…